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Your finances, career, relationships, and mindset all have a spiritual foundation. Either your spiritual life is healthy and a foundation for success or it is a breeding ground for failure. If there are cracks in your foundation, roots of negativity can affect your whole life. Learning positive keys to success can help you dig those roots out and replace them with wisdom.



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Personal development is a lifelong process that most of us figure out on our own. It usually happens with age and maturity. However, many people take years to do things like purchase their first home, productively manage their finances, develop organizational skills, understand how to start a business or save for retirement. I have been writing to help others grow spiritually and develop a positive mindset since I was about 18 years old. I now give real estate, business, and financial advice to help you learn and grow.


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Studying on the Grass
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Bible Study with

Valerie Clay

I invite you to embark on a transformative journey towards self-discovery and spiritual growth. With a background in ministry and passion for helping others, I invest time into studying the Bible and sharing my knowledge. Through this website and future podcast, I will offer Bible study strategies and lessons to help you grow mentally, emotionally, and spiritually. Grab a cup of coffee and join me to learn more about our Lord and how He operates...



I have been sharing my passion for personal growth through writing for over 30 years. My goal is to inspire others to become the best version of themselves and to think positively. You can sign-up for my future podcasts or read my blog here.

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Most people have an income, but they aren't good at managing what they spend. Many people also have bad habits they don't know to overcome. Hey, I get it! I've had struggles in the past. It isn't a shame to admit that you've made mistakes. When you ignore the changes you need to make, this is when it's a problem. Ignoring can cause all sorts of issues, especially when it comes to your finances.

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